Are you feeling some Financial Insecurity? Most of the individuals are concerned if not anxious. Most people are paying close attention to the dramatic changes in world financial markets. Do you find yourself checking your Facebook, Twitter, and every other social media site known to man every time you go to check your bank account? Does opening your wallet lead to a full-blown cold sweat? If this is the case, you may have financial anxiety. We cannot avoid the media posts and the feeling in the pit of our stomachs. Worriless, because you’re not alone. Financial anxiety is incredibly widespread.  Typing financial anxiety gets long strings of commentary about how anxious people are and how the global financial problems are only making it worse. All of these reactions are caused by our individualized habit patterns that respond when we are experiencing stress. This stress may not be coming from a direct physical threat, but our fears and anxieties are triggering this survival response. If you are not in denial about the adverse effects of financial stress, then you probably want to not be a victim to your body’s reactions to external financial uncertainties.

Financial anxiety

Financial anxiety is the fear and worry felt over one’s financial affairs, ranging from the size of one’s bank account to where to invest one’s money. The signs of financial anxiety are akin to the symptoms of any other type of anxiety: distraction, constant worry, restlessness, irritability, difficulty concentrating, trouble sleeping, muscle tension, headaches, sweating, and nausea. However, these worries and fears are caused by and associated with financial concerns.

Financial concern

Financial concern can lead to anxiety in anyone, but the widespread panic that is presently ensuing goes above and beyond the common jitters in anyone with a waning bank account. In today’s hyper-connected world, we are constantly assailed with information, ranging from the inconsequential to the globally significant. And on top of the disorientation caused by such an information-overload, so much of it seems to be bad news. How can a person possibly stay positive with such a deluge of bad news? How can a person workaround or even with financial anxiety?

Much of anxiety is about feeling out of control and uninformed. A good thing for everyone to do, but especially for the financially concerned, is to develop a budget. On one side, look at how much money you make monthly, averaging it if your income is not fixed from month to month. On the other hand, list all of your monthly payments, divided into the necessary and the unnecessary and note which of these costs are fixed and which are variable. By doing this, you can see all the transactions that occur during a month on one piece of paper. Also, if you can, look at your variable costs and see what you can cut from them. While this may not take into account the unexpected, it will give you a better grasp on the expected and more control over your budget.

Anxiety-causing problems

When we are faced with anxiety-causing problems, we often revert to actions that have helped us in the past. But if the situation you’re currently in is different from the one that you developed those reactions for those strategies will no longer work. Instead, try doing something new. If you lose your job in an industry that is being downsized or outsourced, you probably won’t be able to find a job in that field easily or at all. Instead, get a different industry to go into, preferably one that is full of vacant positions, such as engineering and health services. If neither of these appeals to your tastes, try something you’re passionate about. If you are enthusiastic about doing something, you will be more willing to work hard and sacrifice at it. In a troubled economy, it is time to try something new, go back to school, and follow your dreams.


The first thing to do is to be aware that this reaction is a normal reaction to uncertainty and understand how your unique habitual response manifests.

Everyone inherits or learns a pattern of response to emotional stressors. For every physical system that reacts to the stress of change, you can learn to minimize or stop this habituated response.

The second thing that you will need to learn is to control your body’s stress response by “letting go” of your habit of holding physical stress in specific systems.

This does require some time and some dedication, but you can learn to break your habit pattern. When you can control your body’s reaction, you are not only empowered, but you can save lots of time and energy. This saving of time and power comes from reducing the waste of energy to physically held tension and reduction of the mental distractions that cause mistakes, accidents, or which slow you down.


One idea is to cut down on the amount of information you are looking for. Typically, it is recommended for someone to investigate and do research before making big financial decisions. However, there are other things to consider, like the source of this information and its tone. If everything you’re hearing is negative, there is not much hope for a positive outlook.

So if you want to feel better and perform at a higher level, then you must invest some time in the regular, and preventive, the practice of an effective stress management strategy. You can find the best ways to control your reactions to stress and to improve your quality of life!

Remember, the things that are the most stressful to you, are the things that you care the most about but that you cannot fully control! Without full control, our minds create fears and anxieties that drive our increased stress responses. So, even though we cannot control the abrupt changes in the financial markets, we can control the way we respond to these financial fluctuations. Let’s practice minimizing our stress reactions so we can have more grace in the way we cope with these difficult situations. At the very least we can be good role models for other people in these trying times.

Take good care of yourself. This will help you survive the anxieties of uncertain times.

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