Your lender says you qualify for a 5.022% mortgage rate. You feel the rate is OK but are not sure how the lender has come to this figure, much less if this is the best rate you can get. Getting a better mortgage rate is a big thing. Even a small percentage increase can translate […]

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Although you might have had a few jobs for pocket money during your high school years, college is where you become fully independent for the first time in your life. You have to manage your finances while attending classes and also having an active social life in probably the most fun years of life, which […]

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Would Another Type of Loan Cost Less? There is definitely a reason we have renovation loans, car loans and other types of loans. It is true that you could go a personal loan to do all this and several others things. But you have to bear in mind that specific loans come with lower interest […]

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In the financial market, everything needs to be accurate. Every digit matters due to the possibility of changing the value even with minimal errors. Considering the fact that Forex trading is a complicate industry, Singaporean traders must be highly equip with full understanding of the available tools and applications. Being part of such business endeavor, […]

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Reduce Your Student Loans

Students often ask, “How can I pay my loan as quickly as possible?” Well, there are many practical tips that help you pay off your debt faster. Let’s take a look at them: 1.     Save Fives Every time you find a $5 bill, put it into a jar. Encourage your family members to do the […]

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licensed money lender

The Theory of Money | Licensed Money Lender The relationship between money and economic activity is goes both ways. On the one hand, cash forms are a reflection of a certain  economic activity through production. Assets create and finance their own economic activity. Money reflects the economic activity. This is significant for the development of […]

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Letter-of-Credit-Moneylender Open on Sunday

Letter of Credit Letter of Credit is the backbone of all cross border trades. With globalization, the product manufactured or any commodity produced anywhere can be sold in another part of the world. However, how do these transactions take place when the parties to the transaction are not known to each other and their credit histories […]

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What are Term Loans? There are two kinds of loans, short term loan and long term loan. Generally loans that are repayable within 12 months are classified as short term. Loans that are repayable in tenor beyond 12 months are classified as long term loans. Term loans are common in both personal and commercial segments. […]

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Money Laundering: Don’t Even Try It What is Money Laundering? Money laundering is the process of turning the illegal profits of criminal activity into legal assets. Various regulatory and legal systems confuses the term ‘money laundering’ with different types of business and financial crimes. It is the most prominent form of abuse in the financial system. Other […]

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Costs of a Loan Loans in today’s world are useful whether it is for consumption, or for aiding in the creation of an asset. Ideally, we would all like to enjoy today what we expectantly earn in the future. Most of the world’s economy function on this principle of debt, and there is nothing inherently wrong with it. However, the prudent thing to do would be to do our due diligence and research before committing to any loans. This ensures that that the net cost to us is the lowest. […]

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